Mattress
financing.
Sleep better. Pay later.0% APR*
Zero down*, zero interest, zero late fees
*for qualified applicants / checking won't harm your credit.
Mattress financing made easy.
With Layla’s mattress financing, you can get a real-time decision in about 2 minutes with just a few pieces of information. Finance a mattress, pillows, sheets, bases, or whatever you want. Check your eligibility, get approved in minutes, go shopping for the bedroom you've always wanted, and get the sleep you’ve always dreamed of.
No late fees... Ever.
Not only is mattress financing with Layla® and Affirm super easy, we guarantee to never charge you late fees no matter what the circumstance. Life happens and we're here to flex and flow with you. If you ever need more time to make a payment, we'll never hit you with a late fee... promise!
120 Night trial + Financing = No brainer!
With a 120 nights trial on every Layla® mattress, paired with low
monthly payments, you only have to lay out a few bucks to try out
one of our award winning mattresses.
If you don't love it, no problem -
We'll just refund all the payments you've made.
Mattress Financing FAQ
Need help deciding which mattress is right for you?